Whether you are paying for your children’s education, purchasing a new boat, or opening that business you’ve always dreamed of, Century Bank has a loan for you. We have a wide variety of loans to help you meet your needs and fulfill your dreams!
- Consumer Loans
- Auto Loans
- Home Equity Loans
- Personal Loans
- Mortgage Loans
- Business Loans
- Real Estate Loans
- Lines of Credit
- Working Capital Lines of Credit
- Equipment Loans
- Vehicle Loans
- U.S. Small Business Administration (SBA) Loans
Are you dreaming of a new home or vacation home? Whether you are a first time homebuyer, moving into a larger home, or refinancing your current home, allow Century Bank help make those dreams a reality. Call one of our mortgage specialists today for more information and rates.
There are many different types of mortgage products available. We will assist you in determining which one is best for you.
- Fixed-Rate Mortgage - With this type of mortgage, the interest rate is fixed, offering stable monthly payments for the life of the loan.
- Adjustable Rate Mortgage - This type of mortgage usually offers a lower interest rate than a fixed-rate mortgage. After being fixed for a specified initial term, the interest rate, along with your loan payment, will adjust to market conditions. Most ARMs have interest rate caps to prevent drastic changes in rates.
- Reverse Mortgage - Reverse Mortgages offer a great level of value to homeowners 62 or older with equity in their homes. Click here for information.
Century Bank also offers government-sponsored incentive programs for home ownership. These options are designed to lower your interest rate, down payment, and/or closing costs.
- Federal Housing Administration (FHA) Loan - This type of loan offers a low down payment of only 3-5%. Closing costs can also be included in this loan amount to further reduce up-front costs.
- Veterans Affairs (VA) Loan - This type of loan makes 100% financing available to qualified military veterans, the unmarried spouses of deceased veterans whose deaths were service related, and the spouses of MIAs and POWs.
- Apply Online
Please click below to apply. The link below will open in a new window. Please fill out the form online, print it, then bring it in to any of our locations.
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