Century Bank of Georgia

Deposit Rates
Product	Minimum Deposit to Open Account	Minimum Balance to Avoid Service Charge	Interest Rate	Annual Percentage Yield (APY)
Interest Checking	$25	$750 min or $2,000 avg	0.25%	0.25%
Regular Savings	$200	$200	0.25%	0.25%
High Yield Savings	$200	$200	2.00%	2.02%
Money Market Account	$500	$1,000
		Below 10,000	0.75%	0.75%
		Below 25,000	1.50%	1.51%
		Below 200,000	1.75%	1.77%
		Above 200,000	2.50%	2.53%

Certificates of Deposit	$1,000	Term: 3 Months	2.00%	2.02%
		Term: 6 Months	2.25%	2.28%
		Term: 12 Months	2.85%	2.89%
		Term: 2 Years	2.90%	2.94%
		Term: 3 Years	2.90%	2.94%
		Term: 4 Years	2.90%	2.94%
		Term: 5 Years	2.90%	2.94%

Business Money Market	$10,000	$1,000
		Below 25,000	1.00%	1.00%
		Below 199,000	1.75%	1.77%
		Above 200,000	2.50%	2.53%
*Prime rate is 5.00%, 60% of prime is 3.00% Rates are effective as of May 5, 2008. Rates are subject to change at any time without notice. Fees may reduce earnings. Penalties for early withdrawal before maturity (CDs) return to top