Business Line of Credit
A great investment opportunity can mean the difference between success and failure. Have access to the funds that you need — instantly — when your great investment opportunity lands in your lap.
Having flexible borrowing options available is critical to keeping your business running smoothly and efficiently — whether you are building working capital, replacing equipment, or managing operating expenses. Our competitive rates and affordable payment plans will help you take your business to the next level. Pay if all off and you’ll find it’s easy to reuse — without having to reapply.
- Competitive rates for a wide range of long-term or seasonal business needs:
- Seasonal fluctuations
- Capitalize on trade discounts
- Working capital
- Ongoing updates
- And more
- Provides greater financial flexibility
- Repayment customized based on your business's unique needs
- Revolving credit — you use funds and pay them back on a flexible basis
- Interest only accrues on your outstanding balances, so on the amount of the line you’ve borrowed, not the untouched amount waiting to be used, thus, interest varies.
- Only pay interest on the part that is used
- Funds are easily accessible online or in person
- Lending professionals with working knowledge of the North Georgia market
- Friendly, local service from start to finish