Skip to content

APY = Annual Percentage Yield. Rates effective as of March 7, 2019. Fees may reduce earnings. For variable rate accounts, rates may change after an account is opened.

Checking Accounts

Account Minimum Deposit APY Rate
Premier Checking $50 0.15% 0.15%
Senior NOW Checking $50 0.15% 0.15%

Savings Accounts

Account Minimum Deposit APY Rate
Regular Savings $200 0.15% 0.15%
High Yield Savings* $200 0.85% 0.85%
Custodial Savings $10 0.15% 0.15%

*5 electronic transactions required in order to receive rate.

Money Market Account Learn More

Balance APY Rate
$0 to $9,999.99 0.55% 0.55%
$10,000 to $24,999.99 0.65% 0.65%
$25,000 to $199,999.99 0.90% 0.90%
$200,000 and above 1.03% 1.02%

Minimum to avoid service charge: $1,000

Minimum Deposit: $500

Certificates of Deposit Learn More

Term Minimum Deposit APY Rate
3 Months $1,000 0.35% 0.35%
6 Months $1,000 0.50% 0.50%
12 Months $1,000 1.02% 1.01%
2 Years $1,000 1.22% 1.21% "You Call the Shot"
3 Years $1,000 1.27% 1.26% "You Call the Shot"
4 Years $1,000 1.27% 1.26% "You Call the Shot"
5 Years $1,000 1.27% 1.26% "You Call the Shot"

"You Call the Shot" CD offers a one-time bump-up interest rate during original term.

A penalty may be imposed for early withdrawal.

Business Money Market Learn More

Balance APY Rate
$0 to $24,999.99 0.55% 0.55%
$25,000 to $99,999.99 0.90% 0.90%
$100,000 to $199,999.99 0.90% 0.90%
$200,000 and above 1.03% 1.02%

Minimum deposit: $10,000

Minimum to avoid service charge: $1,000

Current Prime Rate 5.25%

Account Analysis

Earnings Credit rate is 1.00%

Negative collected balance rate equal to prime plus 2% with 7% floor