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APY = Annual Percentage Yield. Interest Rates effective as of October 1, 2020. Fees may reduce earnings. For variable interest rate accounts, interest rates may change after an account is opened.

Checking Accounts

Account Minimum Deposit APY Interest Rate
Premier Checking $50 0.02% 0.02%
Senior NOW Checking $50 0.02% 0.02%

 

Savings Accounts

Account Minimum Deposit APY Interest Rate
Regular Savings $200 0.05% 0.05%
High Yield Savings* $200 0.21% 0.21%
Custodial Savings $10 0.05% 0.05%

 

*5 electronic transactions required in order to receive Interest Rate.

Money Market Account Learn More

Balance APY Interest Rate
$0 to $9,999.99 0.02% 0.02%
$10,000 to $24,999.99 0.05% 0.05%
$25,000 to $199,999.99 0.08% 0.08%
$200,000 to $249,999 0.15% 0.15%
$250,000 to $499,999 0.20% 0.20%
Abonve $500,000 0.30% 0.30%

 

Minimum to avoid service charge: $1,000

Minimum Deposit: $500

Certificates of Deposit Learn More

Term Minimum Deposit APY Interest Rate
3 Months $1,000 0.05% 0.05%
6 Months $1,000 0.10% 0.10%
12 Months $1,000 0.20% 0.20%
2 Years $1,000 0.30% 0.30% "You Call the Shot"
3 Years $1,000 0.35% 0.35% "You Call the Shot"
4 Years $1,000 0.40% 0.40% "You Call the Shot"
5 Years $1,000 0.50% .50% "You Call the Shot"
       

 

"You Call the Shot" CD offers a one-time bump-up interest rate during original term.

A penalty may be imposed for early withdrawal.

Business Money Market Learn More

Balance APY Interest Rate
$0 to $24,999.99 0.02% 0.02%
$25,000 to $99,999.99 0.05% 0.05%
$100,000 to $199,999.99 0.08% 0.08%
$200,000 to $249,999.99 0.15% 0.15%
$250,000 to $499,999.99 0.20% 0.20%
Above $500,000 0.30% 0.30%

 

Minimum deposit: $10,000

Minimum to avoid service charge: $1,000

Current Prime Interest Rate 3.25%

Account Analysis

Earnings Credit Interest Rate is .50%

Negative collected balance interest rate equal to prime plus 2% with 7% floor