Whether you have plans to make home improvements, consolidate debt or fund a large purchase, Century Bank of Georgia can help you easily put these plans into motion.

Get the money you need today. And with Century Bank of Georgia, get competitive rates and flexible repayments plans so you can use the equity in your home in a way that works for your wallet!

Details
  • Use the existing equity in your home as collateral backing
  • Interest may be tax-deductible*
  • Flexible repayment plans
  • Competitive interest rates that can be used for several short-term or one-time needs:
    • Home improvements
    • Consolidate debt
    • And more
  • Automatic payments can be made directly from your Century Bank of Georgia deposit account
  • Quick, local decision-making in the North Georgia area
Home Equity Line of Credit (HELOC)
  • Secured by the existing equity in your home
  • Flexibility to use what you need, when you need it
  • Available for a wide range of ongoing needs:
    • Home improvements
    • Consolidate debt
    • Vacation expenses
    • And more
  • Always be prepared with funding
  • Pay interest only on what you use
  • Competitive interest rates
  • Interest paid may be tax-deductible*
  • Automatic payments directly from your Century Bank of Georgia account
  • Quick, local decision-making in the North Georgia area

*Consult a tax advisor.