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We may be in North Georgia, but we're still a long way from Wall Street. Instead of risking your hard-earned money in the stock market, let us pay you a high return — guaranteed.

Simply select your term, lock in your rate, and wait for your payday. Just remember — the longer your term, the better your rate. Invest in a sure thing. Open your certificate today!

  • $1,000 minimum deposit to open
  • No setup or maintenance fees
  • A wide range of terms available from 90 days to 5 years
  • Receive higher interest rates by selecting a longer term; view rates
  • Early withdrawals subject to penalty*
  • Federally insured by FDIC up to $250,000

*Early withdrawals may result in penalties as follows:

  • 6 months interest forfeited for terms less than 12 months
  • 12 months interest forfeited for terms 12 months and greater